Tracking Your Savings


Monday 22 December 2014

Tracking Your Savings

I don't know about you, but now that all the Christmas presents have finally been purchased as has the mulled wine and turkey, it is now time to start thinking about reining in my spending for a little bit. The internet can definately help with this. I was once against doing my food shop online. Why would you pay for someone else to go and choose your food? Then I had 3 children and when big man decided to inspect some dippy eggs in the trolley, the decision was made. I have not looked back. I actually think that I save money by shopping like this. Firstly there aren't many impulse buys. I was always a sucker for this in store. I can also see all the offers and buy what I need where as when you are walking round store you can often miss these. To help further, I plan to start meal planning in the new year so we have even less waste.

There are also apps that you can use to help you save too. From tracking ISA's to working out how much you overspend each month there are apps that can help. I have recently had a look at the Money Lover app and am planning to use it regularly in the New Year. Here you can easily manage your money, view where it is going and therefore see how to save. I think this is going to be a great way to keep an eye on my incomings and outgoings. All those coffee's can add up and this will show me if I have the money spare to have one.

My Dad would love the Bloomberg app  and app as he would be able to keep up to date with his stocks and shares using these. Another thing on my list for next year is to check out where to invest my ISA as I haven't moved it in ages, I will start out by checking the options availiable with Legal and General.

How do you keep track on your savings? Have you got any apps that  you would recommend to help?

We were given the tablet to enable us to download the apps and share our opinions.

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